[{"@context":"https:\/\/schema.org\/","@type":"Article","@id":"https:\/\/www.belagio.cz\/na-nebankovni-hypoteku-dosahne-snadno-kazdy-z-nas\/#Article","mainEntityOfPage":"https:\/\/www.belagio.cz\/na-nebankovni-hypoteku-dosahne-snadno-kazdy-z-nas\/","headline":"Na nebankovn\u00ed hypot\u00e9ku dos\u00e1hne snadno ka\u017ed\u00fd z n\u00e1s","name":"Na nebankovn\u00ed hypot\u00e9ku dos\u00e1hne snadno ka\u017ed\u00fd z n\u00e1s","description":"Na to, \u017ee vedle klasick\u00fdch bankovn\u00edch hypot\u00e9k existuj\u00ed na sv\u011bt\u011b i nebankovn\u00ed hypot\u00e9ky p\u0159ich\u00e1zej\u00ed lid\u00e9 r\u016fzn\u011b. Nej\u010dast\u011bji ale tak, \u017ee nav\u0161t\u00edv\u00ed banku s c\u00edlem p\u016fj\u010dit si pen\u00edze a brzy zjist\u00ed, \u017ee na \u017e\u00e1dnou p\u016fj\u010dku nedos\u00e1hnou. A m\u016f\u017ee to b\u00fdt z cel\u00e9 \u0159ady rozmanit\u00fdch d\u016fvod\u016f, kter\u00fdch m\u00e1 ka\u017ed\u00e1 banka v ruk\u00e1vu v\u017edy dostatek k tomu, aby \u017eadatele odm\u00edtla. \u010casto je to […]","datePublished":"2017-12-26","dateModified":"2017-12-26","author":{"@type":"Person","@id":"https:\/\/www.belagio.cz\/author\/#Person","name":"","url":"https:\/\/www.belagio.cz\/author\/","identifier":1,"image":{"@type":"ImageObject","@id":"https:\/\/secure.gravatar.com\/avatar\/087c2e57f451bc02fa8017914855d7c40cf6c7d5dc1637b868e007adc26322d1?s=96&d=mm&r=g","url":"https:\/\/secure.gravatar.com\/avatar\/087c2e57f451bc02fa8017914855d7c40cf6c7d5dc1637b868e007adc26322d1?s=96&d=mm&r=g","height":96,"width":96}},"publisher":{"@type":"Organization","name":"belagio.cz","logo":{"@type":"ImageObject","@id":"\/logo.png","url":"\/logo.png","width":600,"height":60}},"image":{"@type":"ImageObject","@id":"https:\/\/www.belagio.cz\/wp-content\/uploads\/img_a311426_w2042_t1522233608.jpg","url":"https:\/\/www.belagio.cz\/wp-content\/uploads\/img_a311426_w2042_t1522233608.jpg","height":0,"width":0},"url":"https:\/\/www.belagio.cz\/na-nebankovni-hypoteku-dosahne-snadno-kazdy-z-nas\/","about":["Web"],"wordCount":458,"articleBody":"   Na to, \u017ee vedle klasick\u00fdch bankovn\u00edch hypot\u00e9k existuj\u00ed na sv\u011bt\u011b i nebankovn\u00ed hypot\u00e9ky p\u0159ich\u00e1zej\u00ed lid\u00e9 r\u016fzn\u011b. Nej\u010dast\u011bji ale tak, \u017ee nav\u0161t\u00edv\u00ed banku s c\u00edlem p\u016fj\u010dit si pen\u00edze a brzy zjist\u00ed, \u017ee na \u017e\u00e1dnou p\u016fj\u010dku nedos\u00e1hnou. A m\u016f\u017ee to b\u00fdt z cel\u00e9 \u0159ady rozmanit\u00fdch d\u016fvod\u016f, kter\u00fdch m\u00e1 ka\u017ed\u00e1 banka v ruk\u00e1vu v\u017edy dostatek k tomu, aby \u017eadatele odm\u00edtla. \u010casto je to kv\u016fli tomu, \u017ee m\u00e1 \u017eadatel n\u011bjak\u00fd z\u00e1znam v registru dlu\u017en\u00edk\u016f, p\u0159i\u010dem\u017e nez\u00e1le\u017e\u00ed na tom, jak k tomu do\u0161lo, ov\u0161em m\u016f\u017ee se jednat i o takov\u00e9 hloup\u00e9 d\u016fvody jako je ten, \u017ee je \u017eadatel p\u0159\u00edli\u0161 mlad\u00fd anebo p\u0159\u00edli\u0161 star\u00fd, a proto zde existuje riziko, \u017ee nebude schopn\u00fd spl\u00e1cet. Tak\u017ee i v\u011bk m\u016f\u017ee b\u00fdt hendikepem, pokud jde o p\u016fj\u010dku. Tak\u017ee se nen\u00ed \u010demu divit, \u017ee takto odm\u00edtnut\u00ed lid\u00e9 u\u017e nikdy p\u0159\u00ed\u0161t\u011b do banky nep\u016fjdou. A ani to nen\u00ed pot\u0159eba. Mimo bankovn\u00edch spole\u010dnost\u00ed existuj\u00ed ve sv\u011bt\u011b financ\u00ed je\u0161t\u011b nebankovn\u00ed spole\u010dnosti, kde ka\u017ed\u00e9mu \u017eadateli o p\u016fj\u010dku vyjdou jejich zam\u011bstnanci vst\u0159\u00edc. A to dokonce do t\u00e9 m\u00edry, \u017ee je i sami aktivn\u011b kontaktuj\u00ed, kdy\u017e jim po\u0161lou zpr\u00e1vu, \u017ee by m\u011bli o p\u016fj\u010dku z\u00e1jem. A to je rozd\u00edl, na kter\u00e9m z\u00e1le\u017e\u00ed. A v\u011bt\u0161in\u011b lid\u00ed z\u00e1le\u017e\u00ed na tom, jak se k nim v dan\u00e9 spole\u010dnosti chovaj\u00ed. Tak\u017ee nen\u00ed divu, \u017ee student, kter\u00e9ho d\u0159\u00edve banka odm\u00edtla, se k n\u00ed u\u017e nikdy nevr\u00e1t\u00ed, i kdyby pak vyd\u011bl\u00e1val mili\u00f3ny. Kdy\u017e dostane n\u011bkde jinde lep\u0161\u00ed a f\u00e9rovou nab\u00eddku, tak k tomu ani nem\u00e1 d\u016fvod. I v nebankovn\u00ed spole\u010dnosti si m\u016f\u017eete sjednat v\u00fdhodnou p\u016fj\u010dku, jakou je nap\u0159\u00edklad americk\u00e1 nebankovn\u00ed hypot\u00e9ka, kter\u00e1 je bez\u00fa\u010delov\u00e1 a m\u016f\u017eete si za ni po\u0159\u00eddit cokoli. A vzhledem k tomu, \u017ee na ni z\u00edsk\u00e1te v\u00fdhodn\u00fd n\u00edzk\u00fd \u00farok a dlouhou dobu splatnosti, tak u\u017e nen\u00ed nad \u010d\u00edm v\u00e1hat. V\u017edy\u0165 takovou hypot\u00e9ku by cht\u011bl m\u00edt ka\u017ed\u00fd! A d\u016fvod, pro\u010d si p\u016fj\u010dit pen\u00edze se v\u017edycky najde, to v\u00ed ka\u017ed\u00fd moc dob\u0159e. Pokud tedy budete p\u0159em\u00fd\u0161let nad t\u00edm, kam si zaj\u00edt sjednat p\u016fj\u010dku, a\u0165 u\u017e ji pot\u0159ebujete na cokoli, tak zva\u017ete, zda m\u00e1 v\u016fbec cenu zbyte\u010dn\u011b v\u00e1\u017eit cestu do klasick\u00e9 banky.                                                                                                                                                                                                                                                                                                                                                                                                  "},{"@context":"https:\/\/schema.org\/","@type":"BreadcrumbList","itemListElement":[{"@type":"ListItem","position":1,"name":"Na nebankovn\u00ed hypot\u00e9ku dos\u00e1hne snadno ka\u017ed\u00fd z n\u00e1s","item":"https:\/\/www.belagio.cz\/na-nebankovni-hypoteku-dosahne-snadno-kazdy-z-nas\/#breadcrumbitem"}]}]